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How long does it take for a top-up to reflect on my Mamo Card?

Mamo offers multiple options for topping up your card balance, each with its own processing timeline. Knowing these timelines helps you manage your transactions effectively.

Mamo Balance

Top-ups made using your Mamo balance are processed instantly. This method allows you to immediately update your card balance, ensuring real-time access to funds for transactions.

Bank transfers

Top-ups conducted via bank transfers to a Mamo Card will reflect on the same day if you made a top-up before 4pm GST, and will reflect on the next business day if you made a top-up after 4pm GST. Bank holidays and weekends can potentially extend this timeframe, so it is advisable to plan accordingly.

We recommend you always top-up your card using your Mamo balance as this is the fastest way to get started on your Mamo Card.

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