Here our goal is to collect documentation that validates everything you've told us about your business. We'll store this documentation on file in case we ever need to refer back to it in the future.
Relevant documents must always be up to date in order for your account to remain active. Read more about expired documents.
Documentation requirements may differ based on whether you already have businesses officially registered in the UAE or whether you're in the process of registering one.
For businesses already registered, documents should include the Trade License and ownership structure details.
For those in the process of registration, preliminary approval certificates or relevant incorporation documents may be required.
Before you begin the registration process, please make sure you have the following documents at hand.
Trade license | A trade license is the certificate that proves you have a registered business in the UAE. This is typically issued by the Department of Economic Development (DED) or any of the many free zones in the UAE.
Your trade license should:
This document is only required for registered businesses.
Freelancers should provide a freelancer permit as an official document. This serves as proof that they are authorized to conduct business in the UAE and receive business payments into UAE bank accounts. |
Memorandum of Association
| This can be one of the following:
The goal here is to establish who the ultimate beneficial owners (UBO) of the company are.
If you share a Memorandum of Association that doesn’t disclose the ownership structure, then also attach the shareholder register.
These documents are typically contracts that specify your company's shareholding structure. If you don't have one, a share register or certificate of incumbency will work.
This document is only required for registered businesses, not freelancers or applicants using Mamo for personal use. |
Proof of address
| The goal here is to establish that you or your business physically exist and operate in the UAE.
The following documents are valid proofs of address:
Documents submitted must meet the following criteria:
Living with someone else? If you live with family or friends and don't have a proof of address document in your name, provide the following:
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Other documents (optional)
| This section can be used to upload any additional documents that we ask for when following up with you on your application. |
Additional documents
Some documents are not part of the standard form but may be requested during a follow-up risk review, and must be uploaded in the "Other documents" section.
Source of funds (SOF)
Confirms the availability and origin of funds being received, processed, or used in relation to the business. This helps establish that the business has legitimate ongoing income sources and that transaction activity is consistent with the expected business profile.
Accepted documents include:
Business bank statements (last 3 months)
Owner's personal bank statements (last 3 months)
Employment documents such as a salary slip
Audited sales or revenue reports
Source of wealth (SOW)
Confirms the origin of funds used to set up and operate the business. This includes evidence to understand how the business owner(s)/UBO(s) accumulated their overall wealth and the origin of the funds used to establish, acquire, or invest in the business. Source of Wealth documentation should generally demonstrate how the wealth was accumulated before or around the time the business was established.
Accepted documents include:
Proof of dividend payments connected to a shareholding
Salary/bonus certificates
Inheritance agreements
Loan documentation
Savings confirmation
Any document clearly showing the origin of funds
Note: If we cannot verify your relationship to the business, you may be asked to provide:
Screenshots from your social media business dashboard showing account ownership or management
An official agreement (e.g. partnership agreement, employment contract) linking you to the company